Best Rehabs Accepting Humana in North Carolina
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Humana Insurance Plan Options
Humana, like most health insurance companies, offers coverage for substance abuse treatment. This can include inpatient and outpatient treatment, counseling, and medication-assisted treatment.
The specific details of Humana’s substance abuse coverage will depend on the specific plan you have. You can contact Humana directly or look at your plans coverage details online to learn more about what substance abuse services are covered under your plan.
Humana offers open-access plans, copay only plans, and high-deductible plans.
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Open-access plans allow you to choose your doctors; they don't require a referral, and they don't require a primary care physician.
- Copay-only plans will guarantee that your costs after paying your deductible are only copays, with primary care physician visits and generic drugs covered before you hit your deductible.
- High-deductible plans offer preventative care services before the deductible is met, and some coverage through a primary care physician before the deductible is met (with copay), and the option of a health savings account. To view your plan's details, you can log into the member website.
Humana Offers Three Levels of Insurance Plans:
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Bronze plans:These plans have lower premiums but have the highest deductibles, which will result in higher out-of-pocket expenses.
- Silver plans:These plans cost more in premiums but have lower deductibles and have lower out-of-pocket expenses than bronze plans.
- Gold plans:These plans have the highest premiums but have the lowest deductibles and will have the lowest out-of-pocket expenses.
Humana, Medicare and Medicaid
Humana Medicare plans are alternatives to Original Medicare, which is the federal health insurance program for people who are 65 or older, as well as people with certain disabilities. Humana Medicare Advantage plans provide the same benefits as Original Medicare, but often with additional benefits, such as vision, hearing, and dental coverage. Humana also offers Medicare Supplement plans, which can be used to help cover the costs not covered by Original Medicare.
Humana Medicaid plans are offered in some states to individuals who are eligible for Medicaid, which is a joint federal and state program that provides health coverage to people with low incomes. Humana Medicaid plans typically cover a range of health services, including preventive care, doctor visits, hospital stays, and prescription drugs.
The specifics of what is covered by Humana Medicare and Medicaid plans will vary depending on the plan you have and the state you live in. To find out more about what is covered by Humanas Medicare and Medicaid plans, you can look at your plans coverage details or contact Humana directly.
Humana for Medical Detox
Humana typically covers medically-supervised detox programs, which involve the use of medication and other treatments to help individuals manage the physical and emotional symptoms of withdrawal from drugs or alcohol. In some cases, Humana may also cover the cost of inpatient or residential detox programs, which provide a more intensive level of care and support.
Humana and Medically-Assisted Treatment:
MAT is a form of rehab that combines medication with therapy to help those recovering from addiction. Humana insurance covers many forms of MAT, including methadone and buprenorphine.
Humana Coverage for Residential Treatment
Inpatient treatment is the most intensive form of rehab, and it typically involves staying at the center for several weeks or months. Inpatient treatment is ideal for those with severe addiction or mental health issues.
Intensive Outpatient Programs (IOP)
Intensive outpatient treatment is less intensive than inpatient treatment, and it typically involves visiting the center for a few hours a day. Outpatient treatment is ideal for those who need to continue working or taking care of their family while in rehab.
Partial Hospitalization Programs (PHP)
Partial hospitalization typically involves staying at the center for several hours a day. Partial hospitalization is ideal for those who need a higher level of care than outpatient treatment but do not require 24-hour supervision.
About Humana
Humana was founded in 1961 as a nursing home company, and by 1968 was the largest nursing home company in the United States. In 1974, the founders took on the official name as Humana Inc. This change was to show the ethical and humane approach the company took. After transitioning to owning hospitals, Humana became the world's largest hospital company in the 1980s. It was also during this time that they stepped into the role of being an insurance provider.
Today, Humana is one of the most respected insurance companies. In fact, in 2008, Fortune Magazine named Humana one of the Top 5 Most Admired Healthcare Companies in the United States. And U.S. News and World Report named Humana 2023 Best Overall Medicare Advantage Plan Company. Humana proudly serves over 20 million Americans.
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