Rehab that Accepts Tufts Health Plan Insurance
Tufts Health Plan serves Massachusetts, Rhode Island, and Connecticut. Many drug and alcohol rehab centers accept Tufts Health Plan insurance. However, it can be difficult to know which centers are the best fit for your specific needs.
We will provide a comprehensive guide to rehabilitation centers that accept Tufts Health Plan insurance, including information on the types of treatment offered, and amenities.
About Tufts Health Plan
Tufts Health Plan is a health insurance company with a history dating back to 1979. They were founded in Massachusetts as a nonprofit organization focused on making healthcare affordable. Their founder, Morton Madoff, was the dean of Tufts University School of Medicine. Tufts Health Plan is also one of the few Massachusetts health plans participating in Medicare and Medicaid markets.
Tufts Health Plan partnered with Harvard Pilgrim Health Care to improve their offerings.
Tufts Health Plan Insurance Plan Options
Tufts Health Plan, like most health insurance companies, offers coverage for substance abuse treatment . This can include inpatient and outpatient treatment, counseling, and medication-assisted treatment. The specific details of Tufts Health Plan's substance abuse coverage will depend on the specific plan you have. You can contact Tufts Health Plan directly or look at your plan's coverage details online to learn more about what substance abuse services are covered under your plan.
Tufts Health Plan offers open-access plans, copay only plans, and high-deductible plans.
- Open-access plans allow you to choose your doctors; they don’t require a referral, and they don’t require a primary care physician.
- Copay-only plans will guarantee that your costs after paying your deductible are only copays, with primary care physician visits and generic drugs covered before you hit your deductible.
- High-deductible plans offer preventative care services before the deductible is met, and some coverage through a primary care physician before the deductible is met (with copay), and the option of a health savings account. To view your plan’s details, you can log into the member website.
- Bronze plans—These plans have lower premiums but have the highest deductibles, which will result in higher out-of-pocket expenses. Tufts Health Plan covers about 70% of the cost of care services after the deductible is met.
- Silver plans—These plans cost more in premiums but have lower deductibles and have lower out-of-pocket expenses than bronze plans. Tufts Health Plan pays about 80% of the cost of care services after the deductible is met.
- Gold plans—These plans have the highest premiums but have the lowest deductibles and will have the lowest out-of-pocket expenses. Tufts Health Plan pays about 90% of the cost of care after the deductible is met.
Tufts Health Plan, Medicare and Medicaid
Tufts Health Plan Medicare plans are alternatives to Original Medicare, which is the federal health insurance program for people who are 65 or older, as well as people with certain disabilities. Tufts Health Plan Medicare Advantage plans provide the same benefits as Original Medicare, but often with additional benefits, such as vision, hearing, and dental coverage. Tufts Health Plan also offers Medicare Supplement plans, which can be used to help cover the costs not covered by Original Medicare.
Tufts Health Plan Medicaid plans are offered in some states to individuals who are eligible for Medicaid, which is a joint federal and state program that provides health coverage to people with low incomes. Tufts Health Plan Medicaid plans typically cover a range of health services, including preventive care, doctor visits, hospital stays, and prescription drugs.
The specifics of what is covered by Tufts Health Plan Medicare and Medicaid plans will vary depending on the plan you have and the state you live in. To find out more about what is covered by Tufts Health Plan's Medicare and Medicaid plans, you can look at your plan's coverage details or contact Tufts Health Plan directly .
Tufts Health Plan for Medical Detox
Tufts Health Plan typically covers medically-supervised detox programs, which involve the use of medication and other treatments to help individuals manage the physical and emotional symptoms of withdrawal from drugs or alcohol. In some cases, Tufts Health Plan may also cover the cost of inpatient or residential detox programs, which provide a more intensive level of care and support.
Tufts Health Plan and Medically-Assisted Treatment:
MAT is a form of rehab that combines medication with therapy to help those recovering from addiction. Tufts Health Plan insurance covers many forms of MAT, including methadone and buprenorphine.
Tufts Health Plan Coverage for Residential Treatment
Inpatient treatment is the most intensive form of rehab , and it typically involves staying at the center for several weeks or months. Inpatient treatment is ideal for those with severe addiction or mental health issues.
Intensive Outpatient Programs (IOP)
Intensive outpatient treatment is less intensive than inpatient treatment, and it typically involves visiting the center for a few hours a day. Outpatient treatment is ideal for those who need to continue working or taking care of their family while in rehab.
Partial Hospitalization Programs (PHP)
Partial hospitalization typically involves staying at the center for several hours a day. Partial hospitalization is ideal for those who need a higher level of care than outpatient treatment but do not require 24-hour supervision.