Do treatment centers need to be In-Network?

Cigna insurance plans may cover out-of-network rehab, but the specific coverage will depend on the individual's insurance plan and policy. Some Cigna plans have out-of-network benefits that allow members to receive coverage for services from providers that are not in the plan's network. However, this coverage is usually at a lower level than in-network coverage, and members may have to pay more out-of-pocket costs.

How much does Cigna insurance cover?

The amount that Cigna insurance covers will depend on several factors, including: The type of insurance plan you have: Cigna offers a range of insurance plans, including individual and family plans, employer-sponsored plans, Medicare plans, dental plans, and supplemental plans for cancer care, hospitalizations, accidents, life insurance, and heart care. The coverage details will vary depending on the plan you have. The type of health service you need: Cigna insurance plans typically cover a range of health services, including preventive care, doctor visits, hospital stays, and prescription drugs. However, the specifics of what is covered and to what extent will vary depending on your plan. Your annual deductible: A deductible is the amount you pay out-of-pocket each year before your insurance begins to cover the costs of your care. Deductibles can vary depending on your insurance plan and the type of care you need. Your copayments and coinsurance: In addition to a deductible, you may also be responsible for copayments (a set amount you pay for a service) and coinsurance (a percentage of the cost of a service that you pay). It’s important to note that Cigna insurance plans may also have limits on the amount of coverage available for certain types of services or treatments. To find out how much your Cigna insurance plan covers, you can look at your plan's coverage details or contact Cigna directly.

How do I pay for costs not covered by Cigna insurance?

If you have received health services that are not covered by your Cigna insurance plan, you may be responsible for paying for those costs out of pocket. There are several options for paying for these costs, including: Paying directly: You can pay the healthcare provider directly for the costs that are not covered by your insurance plan. Using a health savings account (HSA) or flexible spending account (FSA): If you have an HSA or FSA, you can use these tax-advantaged accounts to pay for out-of-pocket healthcare expenses. Applying for financial assistance: Depending on your financial situation, you may be eligible for financial assistance from the healthcare provider or a government program. Negotiating with the healthcare provider: In some cases, you may be able to negotiate a payment plan with the healthcare provider to help make the costs more manageable. The exact options available to you will depend on the type of healthcare services you received, the cost of those services, and your financial situation. If you have questions about paying for costs not covered by your Cigna insurance plan, you may want to contact Cigna or the healthcare provider directly.

How is a Cigna HMO different from a PPO?

Cigna HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) are both types of health insurance plans offered by Cigna, but they differ in how they handle healthcare providers and costs. In a Cigna HMO, you typically choose a primary care physician (PCP) who acts as a gatekeeper to the healthcare system. To see specialists or receive treatments, you usually need a referral from your PCP. Additionally, HMOs usually have a smaller network of healthcare providers, and you may need to pay more if you receive care outside of the network. In a Cigna PPO, you have more flexibility in choosing healthcare providers without the need for referrals. PPOs often have a larger network of healthcare providers, but you may need to pay more if you receive care outside of the network. When it comes to costs, HMOs often have lower monthly premiums and out-of-pocket costs than PPOs. However, with a PPO, you may have more flexibility to choose your healthcare providers, which can be an advantage if you value having more control over your healthcare decisions. It is important to consider your individual needs and preferences when choosing between a Cigna HMO and PPO. You can also compare the features and costs of different plans to determine which plan is the best fit for you.

Can you get a single case agreement with Cigna?

Yes, it is possible to request a single case agreement (SCA) with Cigna for coverage of a specific medical treatment or procedure (such as inpatient drug and alcohol rehab) that is not otherwise covered by your insurance plan. An SCA is a request for a one-time exception to Cigna's usual coverage policies. To request an SCA with Cigna, you will typically need to provide medical documentation to support your case and demonstrate that the treatment or procedure is medically necessary. Cigna will then review your request and make a determination about whether to grant the SCA. SCAs are not guaranteed and are subject to approval by Cigna. Additionally, the decision to grant an SCA is based on a number of factors, including medical necessity, cost, and alignment with Cigna's coverage policies. If you are interested in requesting an SCA with Cigna, you can contact their customer service department to learn more about the process and what information you will need to provide.

What is luxury rehab in Florida like?

Luxury rehab in Florida offers a high-end experience for individuals seeking recovery. These facilities often feature serene, resort-like settings with beach views, private rooms, gourmet dining, and access to amenities like pools, spas, and fitness centers. Treatment approaches at luxury rehabs may include evidence-based therapies, holistic practices like yoga and meditation, and alternative therapies such as art or equine therapy. Many centers cater to specific groups, such as executives, celebrities, or those seeking privacy, with personalized programs designed to address mental health and addiction in a comfortable, exclusive environment.

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Best Rehabs Accepting Cigna in South Florida

Yes, Cigna covers treatment for addiction and mental health. Our independent research team compiled information on the 112 centers in South Florida that accept Cigna. Find the rehab best aligned with your needs by filtering by location, condition, substance, therapies, and approach.

112 Results

How we sort our results

Centers are ranked according to their verified status, relevancy, popularity, specializations and reviews. Additionally, compensation from advertisers is also a factor taken into consideration when determining the order of similar centers.

Residential

West Palm Beach, Florida, United States

Beachway Therapy Center

(280)

4.5(280)

Joint Commission Accredited

The Joint Commission accreditation is a voluntary, objective process that evaluates and accredits healthcare organizations (like treatment centers) based on performance standards designed to improve quality and safety for patients. To be accredited means the treatment center has been found to meet the Commission's standards for quality and safety in patient care.

Best Rehabs Accepting Cigna in South Florida

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112 Results

How we sort our results

Beachway Therapy Center

Joint Commission Accredited

Provider's Policy

Coastal Detox

Joint Commission Accredited

Provider's Policy

The Haven - Florida

Joint Commission Accredited

Provider's Policy

Top Treatment Locations

Recreate Life Counseling

Joint Commission Accredited

Provider's Policy

Allure Detox & Residential

Joint Commission Accredited

Provider's Policy

Beachside Rehab

Joint Commission Accredited

Provider's Policy

Recovery First Treatment Center

Joint Commission Accredited

Provider's Policy

River House Wellness

Joint Commission Accredited

Provider's Policy

The Sylvia Brafman Mental Health Center Florida

Joint Commission Accredited

Provider's Policy

Still Mind Florida

Joint Commission Accredited

Provider's Policy

Tikvah Lake Recovery

CARF Accredited

Insurance Accepted

Recovery Unplugged - Mental Health

Joint Commission Accredited

Provider's Policy

Compassion Behavioral Health

Joint Commission Accredited

Provider's Policy

Frontline Recovery Outpatient Drug & Alcohol Detox

Provider's Policy

Recovery Unplugged Fort Lauderdale

Joint Commission Accredited

Provider's Policy

Harmony Treatment and Wellness

Joint Commission Accredited

Provider's Policy

The Recovery Team - Delray Beach

Insurance Accepted

1st Step Behavioral Health

Joint Commission Accredited

Provider's Policy

Evolutions Treatment Miami

Joint Commission Accredited

Provider's Policy

The Sylvia Brafman Mental Health Center Georgia

Insurance Accepted

Genesis House

Joint Commission Accredited

Provider's Policy

The Best Treatment Center

Joint Commission Accredited

Provider's Policy

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