Best Rehabs Accepting BlueCross BlueShield in New Jersey

Rehab that Accepts Blue Cross Blue Shield

Blue Cross Blue Shield (BCBS) is one of the largest health insurance providers in the United States, and many drug and alcohol rehab centers accept BCBS insurance . However, it can be difficult to know which centers are the best fit for your specific needs.

We will provide a comprehensive guide to rehabilitation centers that accept Blue Cross Blue Shield insurance, including information on the types of treatment offered, and amenities.

About Blue Cross Blue Shield

Founded in Texas to make healthcare more affordable, BCBS has been around since 1929. It began as a partnership between hospitals and their patients. In the 1940s, Blue Cross merged with Blue Shield to grow their reach. By the early 2000s, more than 100 million members made up BCBS.

BCBS was also the only insurer able to process Medicare claims in 1966, helping over 5 million seniors become Medicare patients.

Today, Blue Cross Blue Shield continues to be a leading health insurance company, offering a range of insurance products and services to millions of people across the United States.

Blue Cross Blue Shield Insurance Plan Options

BCBS, like most health insurance companies, offers coverage for substance abuse treatment . This can include inpatient and outpatient treatment, counseling, and medication-assisted treatment. BCBS has their own recognition award for patient-focused rehabs, called Blue Distinction™.

The specific details of BCBS's substance abuse coverage will depend on the specific plan you have. You can contact Blue Cross Blue Shield directly or look at your plan's coverage details online to learn more about what substance abuse services it covers.

Blue Cross Blue Shield offers open-access plans, copay only plans, and high-deductible plans.

• Open-access plans allow you to choose your doctors; they don’t require a referral, and they don’t require a primary care physician.
• Copay-only plans will guarantee that your costs after paying your deductible are only copays, with primary care physician visits and generic drugs covered before you hit your deductible.
• High-deductible plans offer preventative care services before the deductible is met, and some coverage through a primary care physician before the deductible is met (with copay), and the option of a health savings account. To view your plan’s details, you can log into the member website.

• Bronze plans—These plans have lower premiums but have the highest deductibles, which will result in higher out-of-pocket expenses. BCBS covers about 60% of the cost of care services after the deductible is met.
• Silver plans—These plans cost more in premiums but have lower deductibles and have lower out-of-pocket expenses than bronze plans. BCBS pays about 70% of the cost of care services after the deductible is met.
• Gold plans—These plans have the highest premiums but have the lowest deductibles and will have the lowest out-of-pocket expenses. BCBS pays about 80% of the cost of care after the deductible is met.

Blue Cross Blue Shield, Medicare and Medicaid

BCBS Medicare plans are alternatives to Original Medicare, which is the federal health insurance program for people who are 65 or older, as well as people with certain disabilities. BCBS Medicare Advantage plans provide the same benefits as Original Medicare, but often with additional benefits, such as vision, hearing, and dental coverage. Blue Cross Blue Shield also offers Medigap (Medicare Supplement) plans, which can be used to help cover the costs not covered by Original Medicare.

Blue Cross Blue Shield Medicaid plans are offered in some states to individuals who are eligible for Medicaid, which is a joint federal and state program that provides health coverage to people with low incomes. BCBS Medicaid plans typically cover a range of health services, including preventive care, doctor visits, hospital stays, and prescription drugs.

The specifics of what is covered by BCBS Medicare and Medicaid plans will vary depending on the plan you have and the state you live in. To find out more about what is covered by BCBS's Medicare and Medicaid plans, you can look at your plan's coverage details or contact Blue Cross Blue Shield directly.

Addiction Treatment Options

Blue Cross Blue Shield for Medical Detox

BCBS typically covers medically-supervised detox programs, which involve the use of medication and other treatments to help individuals manage the physical and emotional symptoms of withdrawal from drugs or alcohol. In some cases, BCBS may also cover the cost of inpatient or residential detox programs, which provide a more intensive level of care and support.

Blue Cross Blue Shield and Medically-Assisted Treatment

MAT is a form of rehab that combines medication with therapy to help those recovering from addiction. BCBS insurance covers many forms of MAT, including methadone and buprenorphine.

Blue Cross Blue Shield Coverage for Residential Treatment

Inpatient treatment is the most intensive form of rehab , and it typically involves staying at the center for several weeks or months. Inpatient treatment is ideal for those with severe addiction or mental health issues.

Intensive Outpatient Programs (IOP)

Intensive outpatient treatment is less intensive than inpatient treatment, and it typically involves visiting the center for a few hours a day. Outpatient treatment is ideal for those who need to continue working or taking care of their family while in rehab.

Partial Hospitalization Programs (PHP)

Partial hospitalization typically involves staying at the center for several hours a day. Partial hospitalization is ideal for those who need a higher level of care than outpatient treatment but do not require 24-hour supervision.