More About Rehabs Accepting HealthNet
More About Rehabs Accepting Health Net
Health Net National is a NCQA accredited insurance provider that offers plans to individuals, families, and businesses of all sizes throughout California, as well as those on Medi-Cal or Medicare.(1)
With 45 years of experience, Health Net National effectively covers more than three million Californians who have physical and/or mental health concerns that require professional treatment, including substance use disorders.(1)
About Health Net
Health Net was founded over 40 years ago in California. They offer “health plans for individuals, families, businesses of every size and people who qualify for Medi-Cal or Medicare.”
Seeking to provide inclusive services, they partner with 90,000 network providers to help people of any background find care.
They support initiatives to improve their community and bridge gaps in the healthcare space, regularly donating funds to charitable organizations and domestic violence survivors.
Today, Health Net continues to be a leading health insurance company, offering a range of insurance products and Medicare Advantage Plans to people across the United States.
Health Net Plan Options
Health Net, like most health insurance companies, offers coverage for substance abuse treatment. This can include inpatient and outpatient treatment, counseling, and medication-assisted treatment.
The specific details of Health Net's substance abuse coverage will depend on your plan. You can contact Health Net directly or look at your plan's coverage details online to learn more about what services it covers.
Here’s an overview of Health Net’s plans and their benefits:
- Bronze plans—These plans have lower premiums but the highest deductibles, resulting in higher out-of-pocket expenses. Health Netcovers about 60% of the cost of care services after the deductible is met.
- Silver plans—These plans cost more in premiums but have lower deductibles and lower out-of-pocket expenses than bronze plans. Health Net pays about 70% of the cost of care services after the deductible is met.
- Gold plans—These plans have the higher premiums but the lowest deductibles and will have the lowest out-of-pocket expenses. Health Net pays about 80% of the cost of care after the deductible is met.
- Platinum plans—Highest premiums but lower out-of-pocket expenses and no deductible. Health Net pays over 80% of total care costs after you meet your deductible.
Health Net provides their plan members pharmacy coverage for prescribed medications, $0 preventative care, and $0 virtual care available 24/7.
Health Net, Medicare and Medi-Cal
Health Net Medicare Advantage or Medi-Cal plans are alternatives to Original Medicare, the federal health insurance program for people 65 or older and people with certain disabilities. Health Net Medicare Advantage plans provide the same benefits as Original Medicare but often with additional benefits, such as vision, hearing, prescription, and dental coverage. Their Medicare Advantage plans include HMO, PPO, and Special Needs plans.
The specifics of what is covered by Health Net Medicare and Medi-Cal plans will vary depending on your plan and your state. To learn more about what Health Net's Medicare and Medi-Cal plans cover, you can look at your plan's coverage details or contact Health Net directly.
Addiction Treatment Options
The type of addiction treatment you receive is usually determined by what your specific needs are, such as the severity of your addiction and the daily responsibilities that may affect your ability to receive a certain level of care.
Thankfully, there are a variety of levels of addiction treatment available to meet those and other needs.
These levels of care, which may be fully or partially covered by Health Net National depending on your individual plan, may include the following:
- Medical detox – Detox, which is the process of clearing the body of drugs/alcohol, can be accomplished safely and more comfortably with the help of medical professionals who can mitigate acute or possibly dangerous withdrawal symptoms.(3) On its own, medical detox has little impact on long-term recovery, but can be highly effective as part of a more comprehensive treatment plan.(4)
- Inpatient addiction treatment – Inpatient treatment requires patients to reside at the facility while receiving 24/7 care from a team of trained professionals.(3) During that time, patients will engage in evidence-based therapies and receive services designed to both develop and solidify their sobriety.
- Partial hospitalization programs for addiction – Also known as a PHP, a partial hospitalization program is the most intensive type of outpatient programming, requiring patients to spend anywhere from 4 to 8 hours per day in treatment over the course of approximately 3 months.(5)
- Intensive outpatient addiction treatment programs – Intensive outpatient programs, or IOPs, are also a form of outpatient treatment that is comparable to inpatient treatment in regards to the services offered and effectiveness.(3) Patients typically spend 9 to 20 hours per week in their IOP, which can last for a few months to a year.(5)
- Outpatient addiction treatment programs – A standard outpatient addiction treatment program is a low-intensity treatment offering where individual and group counseling is commonly provided.(3) Patients receiving standard outpatient treatment can continue to live at home while participating in the program, which often occurs during evenings or weekends.(5)
- Aftercare programs – After completing one or more levels of care, patients can participate in an aftercare program. This program may involve a variety of services, including individual therapy sessions, sober living homes, or community support such as 12-Step groups.(5)
Start Your Recovery Today
Treatment is possible, and often more affordable than you think. Many insurance plans cover mental health and addiction care, and even if yours doesn’t, other options exist. Use Recovery.com to explore and compare top-rated treatment centers and take the first step toward healing today.
[sources]
- Health Net. (2024, July 22). About Us.
- Health Net. (2024, July 1). Behavioral Health.
- National Institute on Drug Abuse. (2012). Principles of Drug Addiction Treatment.
- Substance Abuse and Mental Health Services Network. (2016, November). Facing Addiction in America: The Surgeon General’s Report on Alcohol, Drugs, and Health. Principles of Effective Treatment for Substance Use Disorders.
- Substance Abuse and Mental Health Services Administration. (2004). What is Substance Abuse Treatment? A Booklet for Families.